auPay Business User Registration Agreement

Version: v1.0

Effective Date: October 13, 2025

Governing Law: Republic of Malta

1. General Provisions

1.1 This Business User Registration Agreement (hereinafter referred to as the “Agreement”) is entered into by and between:

  • Business User: A legally established and validly existing legal entity or organization applying to use the services of the Ozbet platform; and
  • Platform: The entity legally incorporated and operating the Ozbet platform in the Republic of Malta (hereinafter referred to as “Ozbet” or the “Platform”).

1.2 This Agreement sets forth the rights, obligations, and responsibilities of the parties in connection with the use of digital asset–related and technical services provided by the Platform.

1.3 By submitting a registration application, executing this Agreement, or using any of the Platform’s services, the Business User acknowledges that it has fully read, understood, and unconditionally accepted all terms and conditions herein.

2. Agreement Hierarchy

2.1 This Agreement, together with the following documents, constitutes the complete and legally binding agreement between the parties:

  • The Platform Privacy Policy;
  • Anti-Money Laundering (AML) and Counter-Terrorist Financing (CFT) policies;
  • Applicable business terms, service descriptions, and supplemental agreements;
  • Rules, guidelines, and notices issued by the Platform from time to time.

2.2 In the event of any conflict between the documents listed above, this Agreement shall prevail unless otherwise expressly agreed in writing.

3. Eligibility and Representations

3.1 The Business User represents and warrants that:

  • It is a duly organized and validly existing legal entity under applicable laws;
  • It has obtained all licenses, approvals, and authorizations necessary to conduct its business;
  • It is not located in, incorporated in, or operating from any jurisdiction subject to international sanctions or restrictions;
  • All information and documentation submitted to the Platform is true, accurate, complete, and kept up to date.

3.2 The Business User further represents that its activities do not violate any applicable laws, regulations, or industry standards.

4. Corporate KYC and Compliance

4.1 The Platform reserves the right to conduct comprehensive compliance and due diligence checks, including but not limited to:

  • Corporate registration documents, constitutional documents, and shareholder structures;
  • Ultimate Beneficial Owner (UBO) information;
  • Source of funds and business model descriptions;
  • Anti-Money Laundering (AML) and Counter-Terrorist Financing (CFT) documentation.

4.2 The Platform may refuse or terminate services if the Business User fails to pass compliance reviews, without incurring any liability.

5. Nature of Services

5.1 Ozbet provides technical infrastructure and digital asset–related services to Business Users, including account management, custody interfaces, and transaction or settlement support.

5.2 The Platform does not act as an agent, broker, partner, or financial advisor of the Business User.

5.3 The Business User remains solely responsible for its business operations, customer relationships, and regulatory compliance.

6. Prohibited Activities

The Business User shall not use the Platform to engage in any of the following activities:

  • Money laundering, terrorist financing, or any other illegal financial activity;
  • Circumventing regulatory requirements or engaging in fraudulent or deceptive conduct;
  • Infringing upon the lawful rights and interests of any third party;
  • Any activity in violation of applicable laws, regulations, or industry standards.

The Platform reserves the right to suspend, restrict, or terminate services upon discovery of any such violations.

7. Fees and Commercial Terms

7.1 Service fees, settlement methods, and commercial arrangements shall be governed by separate written agreements or order forms executed between the parties.

7.2 The Platform may adjust its fee structure upon reasonable prior notice.

8. Account Security

8.1 The Business User is responsible for safeguarding its account credentials, API keys, and access permissions.

8.2 Any loss or damage resulting from the Business User’s failure to properly manage its account security shall be borne solely by the Business User.

9. Disclaimer and Limitation of Liability

9.1 To the maximum extent permitted by applicable law, the Platform shall not be liable for any indirect, incidental, consequential, or special damages.

9.2 The Platform makes no guarantees regarding business outcomes, profitability, or regulatory approvals.

10. Termination

10.1 The Business User may terminate this Agreement upon completion of all outstanding obligations and compliance requirements.

10.2 The Platform reserves the right to immediately terminate services in the event of any breach of this Agreement or applicable laws.

11. Governing Law and Dispute Resolution

11.1 This Agreement shall be governed by and construed in accordance with the laws of the Republic of Malta.

11.2 Any dispute arising out of or in connection with this Agreement shall be submitted to the competent courts of the Republic of Malta.

12. Contact Information

For any inquiries or further information regarding this Agreement, please contact:

Email: info@ozhub.one

Official Channels: As published on the Platform